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Pre-Discharge Debtor Education — UST Approved
Chapter 7 & Chapter 13 · Required court course · Certificate included

Complete Your Required Bankruptcy Course — Online, Today

This is the UST-approved debtor education course required for your discharge. Clear lessons, plain language, and your certificate issued the same day you finish.

✓  Takes about 2 hours ✓  Log in from any device ✓  Certificate same business day ✓  Phone & email support included
Get started now
Select your state to begin
We’ll walk you through the short disclosure and registration process, then take you right into your course.
Primary filer: $19.95 | Joint filers: $24.95
Secure checkout · Certificate email delivery included · No subscription
UST-Approved debtor education provider
🔒 Secure online payment & enrollment
Certificate emailed same business day
Live support Mon–Fri, 9am–4pm ET
What our students say

Real people, real results

100%
Completion rate
5★
Average review
Same day
Certificate issued
2 hrs
To complete
★★★★★

This course was very easy to understand and to navigate through. Clear and concise explanations with vocabulary that is easily understood. Highly recommend this course.

Carla B.
Chapter 7 filer
★★★★★

Quick, simple, and very helpful.

Lisa L.
Online course
★★★★★

It was my first bankruptcy, so I was nervous about the process. The instructor explained everything clearly and made it really simple and straightforward to understand.

Jamie H.
First-time filer
The course experience

What to expect

This is more than checking a box. You’ll finish the court requirement and leave with practical tools you can actually use.

1

Quick & Convenient

Complete the required two-hour course from any computer, tablet, or phone — at home, on your schedule.

2

Plain Language

No jargon. Instruction focused on budgeting, credit, and moving forward — written for real people, not lawyers.

3

Forward-Looking

The course is framed around your next chapter — not just the bankruptcy process you’re wrapping up.

4

Support When Needed

Our team is available Monday–Friday, 9am–4pm ET for any access or certificate questions.

Simple process

Three steps to your certificate

1

Select Your State

Choose your filing state so we can load the correct course disclosures and registration path.

2

Register & Complete

Short enrollment form, secure payment, and two hours to work through the online course lessons.

3

Receive Your Certificate

Your certificate is emailed the same business day and available to download anytime from your account.

Included free with your course

Your Financial Reset Toolkit

Along with completing your court requirement, you’ll receive practical budgeting resources to help you organize and stabilize your finances after your case.

📋
Personal Budget Tracker A simple monthly view of income, bills, and spending categories.
📈
90-Day Reset Plan Stabilize routines and reduce financial surprises in the months ahead.
💡
Fresh Start Habits Small, practical habits that support better decisions without shame.

Ready to complete your debtor education requirement?

Select your state below. You can complete the course today and receive your certificate the same business day.

Step 1 of 3 — Begin enrollment
Start your financial reset
The next screen will walk you through the required disclosures, then take you directly to registration.
Primary filer: $19.95 | Joint filers: $24.95
Secure checkout follows · Certificate delivery included · No subscription