Finish your required Chapter 7 or Chapter 13 debtor education course online, then walk away with practical tools to help you move forward with more clarity and confidence.
Most people take this course to finish a bankruptcy requirement. That matters — but this can also be a useful reset point. Take your time, complete the course, and use the included tools to begin rebuilding your financial picture one step at a time.
Start with a simple monthly view of income, bills, and spending categories.
Use the first few months after completion to stabilize routines and reduce surprises.
Build small habits that support better decisions without shame or confusion.
This is more than a box to check. The program is designed to help you complete the court-required step while learning practical ideas you can use immediately.
Log in from a computer, tablet, or mobile device and complete the required two-hour course online.
Plain-language instruction focused on budgeting, credit, planning, and moving forward.
The course is framed around your next chapter — not just the bankruptcy process behind you.
Our team is available Monday through Friday, 9 a.m. to 4 p.m. Eastern, if you need help with access or certificate questions.
We keep the process simple so you can complete the requirement and keep moving forward.
Choose your state so we can provide the proper course path and required disclosures.
Complete the short registration, pay securely online, and work through the course.
After successful completion, your certificate can be provided to your attorney or filed as appropriate.
Start by selecting your state below. You can complete the course online and begin your financial reset today.