For Self-Represented Bankruptcy Filers

Filing Bankruptcy Without an Attorney?

You’re not alone. Complete your required debtor education course online through a simple, supportive process designed for people handling bankruptcy on their own.

The Westbay Financial Reset System™ helps you satisfy the bankruptcy education requirement while giving you practical tools to begin moving forward with more confidence.

Start Your Course

We Make This Part Simple

Filing bankruptcy without an attorney can feel overwhelming. There are forms, deadlines, court requirements, and unfamiliar terms. But completing your debtor education course should not add more stress.

Our online debtor education course is designed to be clear, practical, and easy to follow. You can complete the course from home, receive your certificate after completion, and continue moving through your bankruptcy process.

Plain-English Course

No complicated legal language. The course is designed to explain important financial concepts in a practical, easy-to-understand way.

Certificate Provided

After you complete the course, your certificate of completion is issued so you can continue with your bankruptcy discharge process.

Support Available

If you have trouble accessing the course or need help with the online process, phone and email support are available.

What Happens Next

  1. Select your state and review the required disclosures
  2. Complete your secure online registration
  3. Take the debtor education course online
  4. Receive your certificate after completion
  5. Use your included Financial Reset Toolkit

Built for People Doing This on Their Own

If you are handling your bankruptcy case without an attorney, this part of the process can still be manageable. Our role is simple: provide a clear online debtor education course, help you complete the requirement, and give you practical tools for the next step.

We do not provide legal advice or represent you in your bankruptcy case. We provide the approved educational course and support you through the course process.

Frequently Asked Questions

Do I need an attorney to take this course?

No. Self-represented filers may enroll directly and complete the debtor education course online.

Can I complete the course from home?

Yes. The course is available online and can be completed from a computer, tablet, or mobile device.

Will I receive a certificate?

Yes. After you successfully complete the course, your certificate of completion will be provided.

Is this legal advice?

No. This course provides debtor education and financial management instruction. It does not provide legal advice or replace help from an attorney or the bankruptcy court.

Ready to Complete Your Requirement?

Take the course online, receive your certificate, and begin your financial reset with a practical toolkit included.

Begin Debtor Education Course